CBUS Superannuation PDS. Income Protection cover is also offered to members in Non-Manual and Professional occupations. This cover can help you pay your expenses if you can no longer work and you meet the policy terms.
Insurance for Personal Super members. After you join you can apply for the insurance cover that gives you the level of financial protection you need. Learn more about the Personal Super insurance ( PDF ) offering. You can insure yourself for up to 1 of your income (capped at $0weekly benefit).
You can also elect a waiting period of 1 2 or days – It’s your choice. We’re here to make your superannuation work as hard as you do, because you’ve earned it. As Australia’s largest super fund for the building, construction and allied industries, we’re built for you.
If you are an employee of one of the following companies, you should click on the link to read these additional notes in conjunction with the Equip. Cbus you are a discrace! A summary of the important information you need about your Sunsuper account, including insurance and fees. Club 4XPty Ltd is an authorised representative of Hollar No. PDS : Beneficiary Account.
Any advice provided is general only and insurance coverage is subject to the policy terms and conditions. Underwriting eligibility criteria applies to insurance applications. You should consider the information before making a decision about the products. QSuper Product Disclosure Statement for Accumulation and Income Accounts (373KB, pdf) The product disclosure statement is an introduction to the features of the Accumulation and Income accounts.
Detailed information about each account can be found in the relevant guide. The Code provides a framework that is aimed at improving insurance in superannuation and the processes by which funds provide insurance benefits to you. Unfortunately, many Australians are underinsure or have no insurance cover at all. Our contact details appear on the inside back cover of this PDS.
If you take out Zurich Wealth Protection policies via a superannuation fun Zurich issues life insurance policies to the trustee. Before acting on this information or making an investment decision, you should consider your personal circumstances and read the relevant Product Disclosure Statement which is available at eisuper. You should also consider obtaining financial, taxation and or legal advice which is tailored to your. Once we’ve confirmed we accept your application, you must cancel your existing insurance within days.
Section Eligibility questions If you answer ‘Yes’ to any of the questions below, you won’t be eligible to transfer your insurance. Energy Super Income Stream Product Disclosure Statement : Download: 1. MB: Market Linked Pension Product Disclosure Statement : Download: 2. MB: Tax File Number Declaration – Income Stream only (Under 60) Download: 416. Members receive automatic insurance with HESTA when they become eligible. It’s paid out of your super account, so you don’t have to dip into your weekly budget to pay for fees or remember to renew each year. A Supplementary Product Disclosure Statement (SPDS) can amend your PDS.
Choosing the type of insurance You need to consider the type of insurance cover that suits your needs. You may choose all or only some of the forms. Death and TPD cover provides an insured lump sum in addition to your super account balance if you become totally and permanently disabled or die. On Canstar’s database, super funds Canstar rates offer default income protection, and all funds in the market except one offer tailored income protection insurance that you can purchase.
This is general information only and does not take into account your financial situation, needs or objectives. When making decisions about our insurance policies you should consider the applicable Product Disclosure Statement available from SGIO.